60-year-old Pennsylvania woman tries to remove her son as co-signer on her mortgage after his lies and poor decisions could cost her the house

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  via Jacob Mitani

  Woman with glasses resting on her head looking at the camera, with a natural outdoor background.

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• My son's poor decisions may cause me to lose my house...

  
  via khrystah1965
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  via khrystah1965
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  via khrystah1965
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  via khrystah1965
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  via khrystah1965
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  via khrystah1965
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  via khrystah1965
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  via Lexi M

  Woman outdoors in warm sunset light, looking at the camera with wind in her hair and a contemplative expression.

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  via khrystah1965
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  via khrystah1965
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  via khrystah1965
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  via khrystah1965

• The fake companies on the resume is the kind of detail that reframes everything that came before it. Dropping out of a university while telling his mother he has permission to take a semester off is annoying. Getting removed from a government training program three weeks before graduating and refusing to explain why is concerning. But sitting down and inventing fictional employers to put on a resume is a different category of behavior entirely, because that is not impulsivity or poor judgment, that is a practiced and deliberate construction of a version of reality that serves him better than the actual one.

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  via khrystah1965
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  via khrystah1965

• Now add nine thousand dollars spent in a single month on a new relationship, a history of escalating financial recklessness, and a biological father who did federal time for fraud, and the picture becomes uncomfortably clear. None of that is destiny, people are not their parents, but it does provide useful context for what happens when someone with flexible ethics runs out of money and needs to maintain a lifestyle that no longer matches their income.

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  via khrystah1965
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  via khrystah1965
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  via khrystah1965

• The cruelty of this situation is that she cannot simply remove him from the loan because her credit will not allow it, which means she is legally tethered to someone whose decision-making she has every reason to distrust. He is on the deed, he is on the mortgage, and he is currently in a spending spiral while lying about his employment status. The house that was supposed to represent stability has his name on it, and he earned that spot by being her son, not by being reliable.

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  via khrystah1965
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  via khrystah1965
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  via khrystah1965

• A real estate attorney is not an overreaction at this point, it is just reading the room before the room gets taken away.

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  via khrystah1965
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  via khrystah1965
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  via khrystah1965
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